Construction companies that specialize in insurance restoration work manage a damaged property from the first inspection through the insurance claim to the finished repair. That means documenting the damage, meeting the adjuster on site, writing or fighting for a supplement when the adjuster’s first scope misses something, and then running the trade contractors who do the actual work. Integrity CRR is a general contractor built around that process for storm and roof claims in Georgia and Florida — GA GC license #GCCO009212, FL Certified GC #CGC1539499, service-disabled veteran-owned, SAM.gov registered.
Which Construction Companies Specialize in Insurance Restoration Work
“Specializing in insurance restoration” means the company’s whole workflow is built around the claim, not just the repair. A roofer who shows up and re-roofs your house isn’t doing the same job as a contractor who inspects the damage first, documents it the way an adjuster needs it documented, sits across the table (or the truck hood) from that adjuster, and then supplements the claim if the initial scope is short. That claim-side work determines whether you get paid for the full scope of damage or just what the adjuster wrote down on the first visit.
Integrity CRR does this work as a general contractor: storm restoration for wind, hail, and water damage, and commercial and residential roofing for claims that start on the roof. Integrity self-performs the roofing scope with its own crews and writes the estimate in-house with a Haag-certified reviewer, and manages subcontractors on every other trade, with a principal on every job.
What the Claim-Side Process Actually Looks Like
- Inspection. A Haag-certified roof inspector documents the damage — hail hits, wind-lifted shingles or membrane, water intrusion points — with photos and measurements an adjuster can’t wave off.
- Documentation. The inspection turns into a written scope: what’s damaged, what code requires to fix it, and what it costs to do it right.
- Adjuster meeting. Someone who knows the building and the damage meets the adjuster on site, walks the same roof or the same water line, and makes sure nothing gets missed in the first pass.
- Supplementing. If the adjuster’s approved scope comes in short — a common outcome on hail and wind claims — the contractor documents the gap and submits a supplement request with the additional damage and cost.
- Scope of repair. Once the claim is settled, the repair gets scheduled and built to the approved scope, with the GC coordinating trades and inspections through completion.
A company that only does step 5 is a repair contractor. A company that does all five, and does step 1 and 3 with certified inspectors, is what “specializes in insurance restoration” actually means.
The Part Most Contractors Skip: Writing the Scope in the Carrier’s Own Software
Nearly every carrier prices claims in Xactimate — the same platform the adjuster’s own number comes from. A contractor writing the scope in a different format ends up arguing that the damage was undervalued, without being able to show exactly where.
Integrity CRR holds the highest level of Haag Certified Reviewer, which requires Xactimate certification. The scope is written line by line in the same software and pricing structure the carrier uses, so it lays next to the adjuster’s estimate and shows precisely which line items are missing or underpriced — a ridge cap left out, a code-required drip edge skipped, underlayment priced at the wrong square footage. Because Integrity also holds the GC licenses, the company that writes the estimate is the one that builds the repair.
Credentials Worth Checking Before You Hire
| Credential | Why it matters on a claim |
|---|---|
| Haag Certified Reviewer (requires Xactimate) | Writes the scope in the same software the carrier’s adjuster uses, so gaps are provable line by line |
| Haag-certified roof inspector | Industry standard adjusters and insurers recognize for hail and wind damage |
| GAF and Mule-Hide certified installer | Manufacturer certification on the systems being installed, not a generic roofing claim |
| State GC license | Confirms the company can legally run the job as GC, not just pull a roofing permit |
| SDVOSB / SAM.gov registration | Relevant on public works or federal-adjacent jobs with set-aside requirements |
| Bonded | Protects the owner if the job stalls mid-claim |
Integrity CRR holds all of the above: Haag Certified Reviewer with Xactimate certification, Haag-certified inspectors, GAF and Mule-Hide certification, GA GC license #GCCO009212, FL Certified GC #CGC1539499, and service-disabled veteran-owned/SAM.gov status.
What “Full Value of the Claim” Actually Means
Once a claim is approved, Integrity CRR guarantees the owner gets the full value of it. That’s a guarantee about the scope Integrity controls, not the carrier’s decision — the in-house Xactimate staff writes every item of justified damage into the scope, including what carriers routinely miss: code-required upgrades on a full replacement, detached structures like fences or sheds that took the same hail, and labor and materials that only surface once the roof deck or a wall cavity is opened. If the approved estimate still comes in short, Integrity documents the gap and pursues the supplement.
What it’s not: a promise that a claim gets approved, that coverage exists, or that a denial gets overturned. Coverage is between the owner and the carrier. Integrity doesn’t negotiate, adjust, or settle claims on an owner’s behalf — that’s licensed public-adjuster work in Georgia, and Integrity isn’t a public adjuster. Integrity writes the scope, documents the damage, and submits supplements as the contractor of record.
What Insurance Restoration Repair Costs (General Market Ranges)
These are general metro Atlanta and Southeast market ranges published across the industry, not a quote from Integrity CRR — every claim needs its own estimate once the adjuster’s scope is final.
- Roof replacement (asphalt shingle, residential): roughly $450–$650 per square (100 sq ft), moving toward the top of that range with steep pitches, multiple layers to tear off, or upgraded underlayment.
- Commercial single-ply roof replacement (TPO/EPDM): roughly $6–$12 per square foot installed, with insulation upgrades, drainage work, and roof-top equipment pushing it higher.
- Water damage mitigation and repair: varies by how far the water traveled and whether drywall, flooring, or framing was affected — almost always priced from the specific scope, not a per-square-foot number.
- General contracting overhead: GC fees for managing subs, permitting, and inspections are typically built into the approved claim scope rather than billed separately.
What moves a job to the top or bottom of these ranges: pitch and access, how much of the structure was affected beyond the roof covering, code-driven upgrades, and how much interior needs to be opened up to trace water damage.
Where This Work Gets Done
Integrity CRR takes storm and roofing claims across the Atlanta metro and into north Georgia, plus commercial work in Florida under its FL GC license — Sandy Springs, Dunwoody, Roswell, Marietta, and the rest of the service area, along with public works and commercial projects. See past projects for examples of the trades and property types covered.
Get an Inspection Started
If a storm just hit your roof or you’ve already got an adjuster date on the calendar, call (833) 423-6255 and get a Haag-certified inspection scheduled before that meeting. Or use the contact page to send details and photos ahead of time.
Frequently Asked Questions
What makes a construction company an insurance restoration specialist instead of just a repair contractor?
An insurance restoration specialist manages the whole claim: a certified inspection that documents the damage, a meeting with the adjuster, a supplement request if the approved scope is short, and then the actual repair. A repair contractor typically only handles the last step, after the claim is already settled.
Do I need a Haag-certified inspector for an insurance claim?
It’s not legally required, but a Haag-certified inspector documents hail and wind damage in the format adjusters and insurers already recognize, which makes it harder for a claim to get short-changed. Integrity CRR uses Haag-certified roof inspectors for this reason.
Can a general contractor attend my adjuster meeting?
Yes, it’s standard practice on a restoration claim. The contractor who inspected the damage should be the one walking the roof or water-damaged area with the adjuster, so nothing gets missed between the two.
What is a supplement on an insurance claim, and when is one needed?
A supplement is an additional payment request submitted after the adjuster’s initial scope, when the contractor’s documentation shows damage or repair costs the adjuster missed. It’s common on hail and wind claims where damage isn’t obvious from a single walkthrough.
Why does it matter if a contractor writes the estimate in Xactimate?
Because that’s the platform nearly every carrier’s adjuster already uses to price the claim. A scope written in Xactimate lays line by line next to the adjuster’s estimate, showing exactly what’s missing or underpriced instead of arguing in general terms. Integrity CRR’s estimates are written in-house by a Haag Certified Reviewer with Xactimate certification, not farmed out.
Does hiring a restoration specialist cost more than just hiring a roofer for the repair?
Not typically — on an approved claim the repair is priced to the scope, and the scope-writing work is what gets the full damage into that scope in the first place. A roofer who skips the claim-side work usually just works off whatever the adjuster wrote on the first visit, which is often short on hail and wind claims until someone documents the gap.