Insurance Restoration & Storm Damage Repair in Georgia

Call a licensed contractor for an inspection before you call your insurance company. A Haag-certified inspector can tell you whether the damage is claim-worthy and document it properly, so you file with evidence instead of filing blind and risking a denial on your record. Integrity CRR inspects storm damage across metro Atlanta and North Georgia at (833) 423-6255.

That is the part of the work we specialize in: documenting, scoping, and pricing storm damage for an insurance claim. Our inspectors are Haag certified, we hold the Haag Certified Reviewer credential, and we write the estimate in Xactimate — the same platform your carrier prices the claim in. Understand what a roofing insurance claim specialist is in Georgia, though: a contractor, not a claims representative. Under O.C.G.A. § 10-1-393.12 only a licensed public adjuster may represent or negotiate a residential roof claim on an owner's behalf. We document the damage, write the scope, meet the adjuster on site, and supplement what the approved estimate misses. If your claim needs representation rather than documentation, we will tell you that instead of taking the job.

No. In Georgia you have the right to choose your own licensed contractor. Carrier 'preferred vendor' or managed-repair programs are a convenience the insurer offers, not a requirement, and the contractor in those programs is working under an agreement with the carrier. You can hire any licensed contractor you want and the claim is still paid.

Most Georgia homeowner policies require prompt notice after a loss and set a contractual deadline for filing and for bringing suit — commonly one to two years from the date of damage. The exact window is in your policy under Duties After Loss. Don't wait on it: the longer the gap between the storm and the inspection, the easier it is for a carrier to argue the damage came from wear rather than the storm.

A denial is not the end of the claim. Most denials come down to documentation — the adjuster didn't see the damage, or what was submitted didn't establish that a storm caused it. A Haag-certified re-inspection with photographs, measurements, and a written scope can be submitted to the carrier for reconsideration. If a claim is genuinely underpaid rather than under-documented, a licensed public adjuster is the right next step and we will tell you so.

Once the claim is approved, yes — that is what we guarantee. Our in-house Xactimate staff writes every item of justified, claimable damage into the scope, including the line items carriers routinely miss or leave off: code-required upgrades, detached structures, and the labor and materials that only surface once the roof is opened up. If the approved estimate comes back short, we document the gap and pursue the supplement. What your policy covers is between you and your carrier — but nothing you are entitled to gets left on the table because the estimate missed it.

Yes. Xactimate is the estimating platform nearly every insurance carrier uses to price property claims, and we hold the highest level of Haag Certified Reviewer, which requires Xactimate certification. We write the scope in Xactimate line by line, so it can be compared directly against the adjuster's estimate instead of being argued about in general terms. Most contractors submit their own format and hope it lines up.

Because it is the language the claim is actually settled in. When a contractor writes in a different format, any gap between their scope and the carrier's becomes a debate. When the scope is written in Xactimate with the same line items and pricing database the adjuster is using, a missing or underpriced line is a specific, checkable item. It does not change what your policy covers, but it does mean the covered damage gets documented and priced in the format the carrier has to respond to.

Yes, through a supplement. When the approved scope misses damage or leaves out code-required work, the contractor documents the gap and submits a supplement request with the additional scope and cost. This is normal on hail and wind claims — the first scope is written from one visit, and it routinely misses things that only show up when the roof is opened up.

Typically within 48 hours for inspection and emergency mitigation (tarping, board-up). Storm season we shift staffing to respond faster. Call (833) 423-6255 for active emergency.

Yes. We meet your adjuster on-site, walk the damage together, and submit documentation in the format carriers expect, so you are not the one chasing paperwork between the carrier and the contractor.

Haag Engineering is the forensic standard for roof damage assessment in the insurance industry. A Haag-certified inspector documents damage in a way carriers can't easily dispute — significantly improving claim approval rates and full-scope payment.

Yes. Emergency tarping and board-up are part of storm response. We stabilize first, document damage, then sequence the permanent repair scope through the insurance process.

Hail bruising and granule loss, wind-lifted shingles and torn flashing, hurricane and tropical damage (full envelope), falling tree and debris, water intrusion, and commercial single-ply storm damage. Roof through interior finishes.

Yes. Storm chasers typically arrive after a major storm, knock on doors offering 'free roofs,' send unqualified inspectors, take deposits, and disappear when the carrier pushes back. Verify any contractor's state license number and certifications before signing.